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Preparing for a new home? Finance can be speedy and efficient or arduous and terrible. With our simple but speedy finance partners at Loan Options, you can get a quick answer using the form below.

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Tell us what you’re looking for.

Select your ideal location, budget, and home type so we can match you with the best options available. The clearer your wishlist, the faster we can find your fit.

See what’s possible before you commit.

We’ll help you check your borrowing power and explore finance options — no cost, no obligation. This step saves time and gives you a realistic starting point.

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Together, we’ll finalise your home choice, land options, and build inclusions. You’ll walk away knowing exactly what’s next — and what it’ll cost.

Available grants

To make it simple, we’ve collated the most relevant list of grants available through the Queensland and Australian Government for first home buyers and those returning to the market. See below a brief run down on each grant, and click through to the Government Agencies for the full picture.

First Home Owners Grant - QLD Govt

The First Home Owners Grant is a Queensland Government Payment that is tax-free and one off to help eligible first time buyers build a brand new home or buy a newly built brand new home.

Key Details:

  • For brand new homes only
  • Value of the home under $750,000 (land inclusive)
  • Must live in the home as primary place of residence within 1 year for minimum of 6 months

First Home Concession - QLD Govt

The First Home Concession is a Stamp Duty (transfer duty) discount through the Queensland Government for eligible first home buyers purchasing an established home as their principal place of residence. 

Key Details:

  • Applies to established homes
  • Total value of the home must be under $800,000
  • Cannot be used for investment properties
  • Has eligibility and residency rules.

First Home Vacant Land Concession - QLD Govt

If buying vacant land which you will build your first home on, you may be eligible for a full or partial concession on the amount of transfer (stamp) duty you pay. 


Key Details:

  • Concession is based on the land value not the value of the home built
  • The first home must be built on the land, and lived in on a daily basis within 2 years of settlement without extension
  • Eligibility conditions can be checked via the button below.

Help To Buy Scheme - Australian Govt​

The shared equity program allows eligible buyers to co-purchase a property with the government, which contributes a portion of the purchase price (up to 30% for existing homes and 40% for new homes). The government retains an equivalent equity share in the property.

Key Details:

  • A smaller deposit is required,
  • Reduced loan amount
  • Must be your primary residence
  • Income and property price will have caps applied
  • 10,000 places a year are available
  • Available to first home buyers and people who are looking to re-enter the market.

Boost To Buy Scheme - QLD Govt

Similar to the Help to Buy Scheme, the Boost to Buy scheme will provide an equity contribution to Queenslanders who are saving for their first home. The Queensland Government are currently registering interest.

Key Details:

  • Will have income and other eligibility requirements
  • Offers up to 30% for new homes and up to 25% for existing homes
  • Need a 2% deposit for the purchase price of property valued up to $1,000,000

Disclaimer

These contents have been prepared without taking into account the objectives, financial situation or needs of any particular individual. It does not constitute formal advice. For this reason, any individual should, before acting, consider the appropriateness of the information, having regard to the individual’s objectives, financial situation and needs, and if necessary, seek appropriate professional advice.

Information herein includes material obtained from third parties considered to be accurate. Whilst this information has been carefully compiled, no warranty or promise as to its correctness is made or intended. Interested parties should undertake independent inquiries and investigations to satisfy themselves that any details herein are true and correct.

MPQ Group Pty Ltd does not provide any financial product advice or other financial service, and does not hold an Australian Financial Services Licence. 

All marketing material is based on information obtained from sources believed to be reliable and accurate at the time of publication, but we do not make any representation or warranty that it is accurate, complete or up to date. We accept no ongoing obligation to correct or update the information or opinions in it.

Opinions expressed are subject to change without notice, and do not constitute financial product advice.

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